A Treasury spokesman has said that the sale of Northern Rock "represented good value for money."
He said: "We will provide a full response to this report in due course.
"The decision to nationalise Northern Rock in 2008 was taken in the interest of financial stability.
"The sale of Northern Rock plc to Virgin Money last year represented good value for money for the taxpayer, and has helped increase high-street competition."
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"The council's inspector judged there was an imminent health risk and an immediate voluntary closure of the takeaway was agreed."