Labour has accused the Government of cutting spending on flood defences "delaying much needed schemes", following the "widespread chaos" caused by heavy rain.
Shadow Leader of the House of Commons Angela Eagle claimed those affected risked being unable to obtain insurance as the Government had yet to reach an agreement with the industry, warning "ministers aren't doing enough".
But Commons Leader Andrew Lansley hit back saying the Government hoped to leverage additional support for flood defences, adding: "These are dreadful events for people to have to live through and it is terrifically important that we protect them wherever we can."
The Government, he stressed, "continue to be in discussion with the Association of British Insurers about securing the protection for householders through insurance".
A 91-year-old woman was found dead in her flood-hit North Wales home after torrential rain caused widespread devastation across the country.
Water-logged communities across Britain are braced for more torrential rain and flooding overnight.
A woman has died and two others were seriously injured after a tree fell on them as floods and winds battered the South West.