James Dalton, head of Motor and Liability at the Association of British Insurers said: "Half a million whiplash claims a year. That's about 1,500-1,600 claims a day.
"The reality is that that is driving up people's car insurance premiums and the government is today announcing a set of proposals, that it is putting out to consultation to really crack down on the whiplash culture."
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ITV Border Political Editor Peter MacMahon says it's far too early to call this referendum.
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