For too long honest drivers have been bearing the price of a system that has been open to abuse and it is time for that to change.
We are proposing action to support effective whiplash diagnosis by medical experts and to simplify procedures which will help bring speculative or fraudulent claims before a judge - so genuine claims can still be settled but fraudsters are left in no doubt there will be no more easy paydays.
More top news
ITV Border Political Editor Peter MacMahon says it's far too early to call this referendum.
A World War Two veteran has told ITV News he has fulfilled a boyhood dream by voting for an independent Scotland.
Speaking as a Scot - not the ITV News Scotland Correspondent - I am feeling a great anxiety about what lies ahead.