The City watchdog, the Financial Services Authority, has responded to the Queen's comments that it "didn't have any teeth" to deal with the financial crisis in 2008:
We've widely acknowledged that the regulatory approach before the financial crisis in 2008 was flawed and has since been completely changed.
Parliament is now awaiting Royal Assent for the Financial Services Bill, which will determine the powers for the new regulators that will be created next year.
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