It's shocking to think that so many families will be starting the New Year with a huge weight hanging over them, trapped in a daily struggle to keep their home.
Payday loans may seem like a quick fix, but the huge interest charges mean things can quickly spiral out of control.
It's vital that anyone who's having difficulty paying their rent or mortgage gets advice now.
Don't wait until things reach breaking point later in the year - it could leave your family's home at risk.
More top news
Under the new rule adults over the age of 18 automatically become donors after their death, unless they opt out beforehand.
Doctors have recommend Peter Sutcliffe be moved to high security prison, but the final decision will be taken by the justice secretary.
Last minute suspension of strike action has meant thousands of cancelled procedures will still not go ahead.