It's shocking to think that so many families will be starting the New Year with a huge weight hanging over them, trapped in a daily struggle to keep their home.
Payday loans may seem like a quick fix, but the huge interest charges mean things can quickly spiral out of control.
It's vital that anyone who's having difficulty paying their rent or mortgage gets advice now.
Don't wait until things reach breaking point later in the year - it could leave your family's home at risk.
More top news
Five people have been killed and 40 injured after a car and knife attack in London on Wednesday.
A wet, wintry night in places with rain and hill snow slow to move away from southern Scotland and northern England.
The Westminster terror attack dominates the front pages of Thursday's newspapers.