It's shocking to think that so many families will be starting the New Year with a huge weight hanging over them, trapped in a daily struggle to keep their home.
Payday loans may seem like a quick fix, but the huge interest charges mean things can quickly spiral out of control.
It's vital that anyone who's having difficulty paying their rent or mortgage gets advice now.
Don't wait until things reach breaking point later in the year - it could leave your family's home at risk.
More top news
Actor Michael Nyqvist, famed for starring in the original film adaptation of The Girl With the Dragon Tattoo, has died aged 56.
Some 13% of the average UK adult's salary is spent paying basic domestic bills, which is an average total of £524,464 over a lifetime.
The Crown Prosecution Service is to announce its decision later on whether individuals and organisations will face criminal charges.