It's shocking to think that so many families will be starting the New Year with a huge weight hanging over them, trapped in a daily struggle to keep their home.
Payday loans may seem like a quick fix, but the huge interest charges mean things can quickly spiral out of control.
It's vital that anyone who's having difficulty paying their rent or mortgage gets advice now.
Don't wait until things reach breaking point later in the year - it could leave your family's home at risk.
More top news
UKIP leader Paul Nuttall is set to contest the Stoke Central by-election later this year according to ITV Central's Political Correspondent
Jeremy Corbyn has accused Theresa May of producing a "bargain-basement Brexit" plan and "demeaning" the UK's European standing.
The family said that there will "always be a welcome in Wales" for the former intelligence analyst and whistleblower.