It's shocking to think that so many families will be starting the New Year with a huge weight hanging over them, trapped in a daily struggle to keep their home.
Payday loans may seem like a quick fix, but the huge interest charges mean things can quickly spiral out of control.
It's vital that anyone who's having difficulty paying their rent or mortgage gets advice now.
Don't wait until things reach breaking point later in the year - it could leave your family's home at risk.
More top news
A 54-year-old man has been arrested after an eight-year-old girl was killed in what police have termed a 'domestic incident'.
The French president said the UK could get a special trade arrangement but it can't 'cherry-pick' elements of different models.
Ground troops are reportedly moving on Kurdish-run city of Afrin, hours after air strikes targeted YPG fighters in the Syrian city.