It's shocking to think that so many families will be starting the New Year with a huge weight hanging over them, trapped in a daily struggle to keep their home.
Payday loans may seem like a quick fix, but the huge interest charges mean things can quickly spiral out of control.
It's vital that anyone who's having difficulty paying their rent or mortgage gets advice now.
Don't wait until things reach breaking point later in the year - it could leave your family's home at risk.
More top news
A video showing the moment a carriage on the Smiler rollercoaster at Alton Towers crashed into an empty car has been shown in court.
Twin brothers with a rare genetic condition have defied the odds after becoming the UK's first twin transplant patients.
Ahead of Hillary Clinton's historic clash with Donald Trump, we look at key moments that changed election outcomes.