Shelter estimates that almost one million people took out a payday loan over the last 12 months to help them cover their mortgage or rent.
Mandy Buxton was one of them, she told ITV Daybreak that she now faces eviction.
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ITV Border Political Editor Peter MacMahon says we've just seen a emotional former SNP MSP appearing to concede that the Yes side has lost.
ITV Border Political Editor Peter MacMahon says it's far too early to call this referendum.
A World War Two veteran has told ITV News he has fulfilled a boyhood dream by voting for an independent Scotland.