David McCorquodale, head of retail at KPMG, said:
January will be a tough month for retailers as consumers face up to their credit card bills after Christmas, and it's likely 2013 will bring more of the same challenges.
There will be no boom and it is likely more than a few will go bust.
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The singer, 31, said on Twitter that she and her partner Jonathan Powell were grieving their loss.
A fine evening ahead to the south with some late sunshine in places.