It's worrying that inflation remains high and prices are continuing to rise so much faster than wages. But instead of easing the squeeze, ministers are adding to the cost of living crisis for people on middle and low incomes.
On top of soaring energy bills millions of families and pensioners will soon be hit by the Government's granny tax, cuts to working tax credit and child benefit while 8,000 millionaires get a tax cut.
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A sigh of relief across Westminster and a crushing sense of disappointment for 45% of Scotland, but Yes campaign could not have done more.
ITV Border Political Editor Peter MacMahon says we've just seen a emotional former SNP MSP appearing to concede that the Yes side has lost.
ITV Border Political Editor Peter MacMahon says it's far too early to call this referendum.