In 2012, double the number of people made claims from failed PPI firms, compared to the previous year, research has found.
Claims management companies take a sizeable chunk of any payout. Consumers who make a claim directly to FSCS keep every penny of their compensation.
Some people may prefer to use a claims management company, but it is important that they understand the charges from the outset and are happy to pay them.
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Maximum temperature 11 C (52 F).
A cut in stamp duty to help first-time buyers is likely to push prices by at least the amount the reduction is supposed to save, MPs said.
The 64-old, who lived in a remote location near Eskdalemuir in Dumfries and Galloway, had been cut off with no power for seven days.