Our research paints a gloomy picture of worried and pessimistic consumers, with a majority expecting their household budget to get even tighter than last year.
People have as little money to spend now as they had at the start of the recession four years ago, with many simply unable to prepare for unexpected costs or for their retirement.
There's no doubt that the big squeeze has turned into a long squeeze. The assault on real incomes is unlikely to change for the better soon, with consequences not only for individual consumers but also for economic recovery.
More top news
Another 24 hours before summer returns.
An eight-year-old boy who had to have both hands amputated as a toddler has been given the world's first double hand transplant.
Texas officials have released video taken in jail of Sandra Bland, the woman found dead in her cell three days after a controversial arrest.