The UK's 12-year retirement savings shortfall is the biggest out of 15 countries.
The average retirement savings gap for the UK is eight years, two thirds more than other countries.
The UK's 12-year retirement savings shortfall was the biggest chasm in the study, which covered 15 countries. The average retirement savings gap found across the research was two-thirds of that in the UK, at eight years.
People are living longer, through tougher economic times, but their expectations about their standard of living in retirement remain unchanged.
They are putting off the inevitable, which is the reality of significant cuts to their living standards in their twilight years, after their savings run out.
More top news
New Manchester City boss Pep Guardiola has already made a mark at the club by stopping overweight players train with the first-team.
The craze criticised as a celeb-backed publicity stunt has been hailed for funding landmark research in the study of motor neurone disease.
Kiran Sheikh was abandoned in a telephone box by her mother in the middle of the night on April 30, 1994.