The UK's 12-year retirement savings shortfall is the biggest out of 15 countries.
The average retirement savings gap for the UK is eight years, two thirds more than other countries.
The UK's 12-year retirement savings shortfall was the biggest chasm in the study, which covered 15 countries. The average retirement savings gap found across the research was two-thirds of that in the UK, at eight years.
People are living longer, through tougher economic times, but their expectations about their standard of living in retirement remain unchanged.
They are putting off the inevitable, which is the reality of significant cuts to their living standards in their twilight years, after their savings run out.
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Mladic, now 75, was the military commander of Bosnian Serb forces in the 1990s, who fought against the Bosnian Croat and Bosniak armies.
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His representatives said Cassidy, who was hospitalised last week, died "surrounded by those he loved."