"Significant cuts" are being made to the living standards of UK workers to prepare for their own retirement.
Research has found many people place too much reliance on the state to help them in later years.
Pensions expert, Dr Ros Altmann told Daybreak that it is vital people have their own pension plans.
She added: "It is so important to not have a fixed age where you think I won't do any work at all."
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Figures suggest that more than 11 million homes, or 42%, are in credit to their energy company.
Undivided, which represents more than 4 million young people, has set out its top issues in an open letter to political leaders.
John Wombell, 58, was jailed for eight weeks after admitting making the grossly offensive call to the Broxtowe MP's office last November.