Pensions Minister, Steve Webb said we need to take advantage of workplace pensions, to ensure we plan for our futures.
A report out today has warned that one in three are not saving for their retirement, with two thirds of people fearing financial hardship.
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A cloudy start to the day with top temperatures of 18C (64F).
Immigration levels may need to rise, David Davis has said as he refused to commit to a cap on the number of EU citizens coming to the UK.
MSPs are expected to back Nicola Sturgeon's call for a second independence referendum in a vote at Holyrood on Tuesday.