The full figures from the Royal Bank of Scotland reveal a pre-tax loss in 2012 of £5.16 billion.
The bailed out bank also announced an operating profit of £3.46 billion, up from £1.82 billion in 2011.
More top news
Another disappointingly breezy and cool day for late July and a similar theme tomorrow.
The son of a coke plant foreman has won the right in principle to seek compensation for his father's death from respiratory problems.
A man from Northampton has admitted climbing on to the roof of Parliament and causing £5,500 of damage in an eight-hour police stand-off.