Lloyds said its £570m loss was "primarily due to PPI provisions" of £3.5 billion.
It said underlying profit for 2012 was £2.6 billion, an increase on the £638 million posted for 2011.
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Rain will spread eastwards across southern areas tonight. Clear and frosty in the north.
Political leaders will go head-to-head at ITV's studios in MediaCityUK in Salford, ITV has confirmed, as the set for the event is unveiled.
More than 100 people claiming to represent working people across Britain have signed a letter backing Labour in the general election.