The Bank of England has announced that the number of loans being offered by banks have fallen, in spite of the Funding for Lending Scheme (FLS).
Net lending by scheme participants was down £2.4bn in the final quarter of 2012. The scheme - a joint effort between the government and the banks to increase lending to both individuals and businesses - was launched last August.
More top news
For the Dutch, today's report into the disaster that killed hundreds is a labour of love. Yet it is unlikely to prompt any real action.
The family of former football player and manager Gary Speed have opened counselling rooms to help people with mental health issues.
Former Liverpool striker Djibril Cisse has been arrested as part of an investigation into a blackmail case