Liberal Democrat peer Lord Oakshott has described Bank of England figures that show the number of loans being offered by banks have fallen, in spite of the Funding for Lending Scheme (FLS), as "disastrous".
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Other entries in the UKTV channel Gold competition included jokes about Donald Trump, Brexit, Southern Rail and Ryanair UKTV channel Gold.
Temperatures will remain close to freezing.
The prime minister's announcement came as international leaders gather in Paris on the second anniversary of the climate change plan.