The Office of Fair Trading has proposed referring the payday lending sector to the Competition Commission after it found evidence of "deep-rooted problems" in how lenders compete.
It follows the publication of a final report into the £2 billion payday lending sector.
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A widespread frost across the UK as temperatures fall below freezing under clear skies.
After a vote tainted by reports of ballot-box stuffing and forced voting, Putin said Russia was ready to 'cooperate' with Britain.
Largely dry elsewhere tonight with a widespread frost and icy stretches