Mike Flint asked via email: Do you think it is adequate that James Crosby gives up three letters in front of his name as penance for his part in the downfall of HBOS?
David Cameron's response: This is his responsibility - and giving up his knighthood and some of his pension was the right decision.
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The company posted a 63.5% plunge in bottom line pre-tax profits to £176.4 million on a comparable 52-week basis.