Help to Buy is a targeted scheme designed to help people who aspire to own a home. By increasing mortgage availability it will support the construction of new homes and help to boost the economy.
All mortgages sold under Help to Buy will have to meet clear criteria that ensure responsible borrowing. Nobody wants to see a return to the bad old days of 125% mortgages.
The intention of Help to Buy is absolutely clear - it is for people who want to own their first home or move to a bigger home, not a second home. We're working with the industry on the details of the scheme to do just that.
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The banking group has also allocated £283m towards tackling its mistreatment of people in mortgage arrears.
Thursday will be a breezy day with sunshine and blustery showers developing for most of us.
She had been with friends at the station at 11pm the previous evening. Officers are now working to find out how she ended up on the tracks.