Everyone who receives care and support wants to know they will be protected if the company in charge of their care goes bust.
The fear and upset that the Southern Cross collapse caused to care home residents and families was unacceptable.
This early warning system will bring reassurance to people in care and will allow action to be taken to ensure care continues if a provider fails.
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ITV Border Political Editor Peter MacMahon says it's far too early to call this referendum.
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