- Some 19,400 loans worth £2.5 billion were taken out by first-time buyers in April, a 1% decrease on the previous month.
- Activity among first-time buyers in the first four months of the year has been stronger than during the same period a year ago, with 11% more loans advanced.
- First-time buyers made up 46% of all loans to home buyers in April, "considerably" higher than the 38% average seen since 2007.
- Lending was two-thirds higher in April than in the same month last year, although the ending of a stamp duty concession for this sector distorted the market.
- The latest figures also show that first-time buyers now need to put down a 19% deposit on average, compared with 20% in March
- Mortgage availability has shown a sharp increase since last August and lenders have slashed their rates since the Government launched a scheme to help boost the market.
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