Chris Sullivan, head of UK corporate banking at RBS, has said the bank is determined to lend to more small businesses:
Demand for lending remains a challenge, but we want to do more than just wait for demand to materialise.
We want to play our part in securing the recovery. If there are loans that we could and should be making, but are not, then that will change.
If there are things we can do better - we will.
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David Cameron said the measure, which will save £4 million by 2020, showed a commitment to his "all in this together" approach.
The party has dropped its opposition to an in/out referendum on EU membership and now supports a vote, acting leader Harriet Harman said.