Students in England, Wales and Northern Ireland are awaiting their A-level results tomorrow with many planning on going to university.
However a survey carried out for ITV News found that 36 per cent of students have more than £25,000 worth of debt.
It was also revealed that of those surveyed, five per cent turned to gambling while another five per cent used payday loans to cope with the debt.
ITV News' Consumer Editor Chris Choi reveals the lengths some students go to, to cope with the rising cost of going to university:
The number of top A-level grades fell for the second year in a row as students across the country found out their results today.
You have got your grades and got in to university - but what next?
Whether you are considering looking for a job, apprenticeship, course or a gap year, there is a website to help you.