Years of increased borrowing, rising living costs and struggling to save has forced many families into a debt trap that is proving very difficult to escape.
Problem debt can have a corrosive impact on people and families. Our report shows how it can wreak havoc on mental health, relationships and wellbeing.
Across the UK people are up until the early hours worrying about their finances and bills.
Some of the poorest people in Britain are cut off from mainstream banking and have no choice now but to turn to loan sharks and high-cost lenders.
More top news
Children as young as 11 and 12 are being caught drinking and driving, police records show.
Bond is back, again - author Anthony Horowitz is writing a new 007 novel based on an idea by the secret agent's creator Ian Fleming.
Staying mild overnight with a sunny start forecast for most of the UK.