Years of increased borrowing, rising living costs and struggling to save has forced many families into a debt trap that is proving very difficult to escape.
Problem debt can have a corrosive impact on people and families. Our report shows how it can wreak havoc on mental health, relationships and wellbeing.
Across the UK people are up until the early hours worrying about their finances and bills.
Some of the poorest people in Britain are cut off from mainstream banking and have no choice now but to turn to loan sharks and high-cost lenders.
More top news
Buckingham Palace, London's Tower Bridge, Old Trafford and Big Ben are taking part in the event to raise awareness about climate change.
Widespread frost for most areas as temperatures dip below freezing.
Premier League clubs have agreed to pay all full-time staff the living wageof £9.15 an hour in London or £7.85 an hour outside the capital.