Nearly nine million people are estimated to be trapped in a spiral of severe debt in the UK, the Government-backed body the Money Advice Service (MAS) has found.
Just one in six getting help to break free.
Around 8.8 million people are "over-indebted", meaning they have fallen at least three months behind with their bills in the last six months or they feel their debts are a heavy burden
But just 17% of this group said they are getting advice to help them deal with their debt, while around two-fifths (40%) said they did not feel able to talk to their creditors and 44% did not know where to turn for help, the research from more than 5,000 people found.
More top news
A teenage boy is being questioned over the attack on a child in a park in Manchester.
Police have released CCTV in a bid to catch the thieves who raided a children's play centre, taking money from collection boxes and a till.
A hedgehog, a parrot, and a dozen dogs are among the pets needing new accommodation after the evacuation of the Chalcots estate.