The MAS report, titled Indebted Lives, identified the UK's five most over-indebted areas as: Hull, Nottingham, Manchester, Knowsley and Liverpool. Around two-fifths of adults in all these areas are struggling with debt.
At the other end of the scale, Richmond upon Thames in south London has just 1.2% of its population struggling with debt, according to the report.
More top news
There is a snow and ice warning in force for much of the UK tomorrow, but temperatures will be slightly higher than today.
A Quebec man has missed out on winning millions on the Canadian lottery, because his ticket was printed out seven seconds too late.
The dramatic moment that Dutch police stormed a TV studio to arrest a gunman was caught on the station's cameras.