The MAS report, titled Indebted Lives, identified the UK's five most over-indebted areas as: Hull, Nottingham, Manchester, Knowsley and Liverpool. Around two-fifths of adults in all these areas are struggling with debt.
At the other end of the scale, Richmond upon Thames in south London has just 1.2% of its population struggling with debt, according to the report.
More top news
Politician who helped engineer Brexit and was a key supporter to Donald Trump during US election is shortlisted for the prestigious award.
Scientists found the drug - meant to treat cancer patients - rejuvenated eggs to that of pre-pubescent girls.
The Material Girl also reveals she may once have kissed the late Michael Jackson in the clip which will be released in full later this week.