The MAS report, titled Indebted Lives, identified the UK's five most over-indebted areas as: Hull, Nottingham, Manchester, Knowsley and Liverpool. Around two-fifths of adults in all these areas are struggling with debt.
At the other end of the scale, Richmond upon Thames in south London has just 1.2% of its population struggling with debt, according to the report.
More top news
Groups of dairy farmers have milked supermarket shelves dry across the country in a protest against falling prices.
Seasonal rains have battered the country since late June with more than 150,000 people affected by floods and landslides.
The bus reportedly hit a tree near Russell Square.