The MAS report, titled Indebted Lives, identified the UK's five most over-indebted areas as: Hull, Nottingham, Manchester, Knowsley and Liverpool. Around two-fifths of adults in all these areas are struggling with debt.
At the other end of the scale, Richmond upon Thames in south London has just 1.2% of its population struggling with debt, according to the report.
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The remains of Steven Cook, a British tourist who disappeared more than a decade ago while on holiday, have been found.
The company said it had "considered pricing changes very carefully" and "sought to minimise the impact on customers".
Chief Executive Ross McEwan told ITV News he was "pleased" with the bank's performance and would therefore accept his role-based allowance.