Universal Credit to replace working-age benefits

Universal Credit is designed to simplify the benefits system Credit: PA Wire

Universal Credit, the new single payment for people who are looking for work or on a low income, will be rolled out throughout 2013 and will replace benefits such as:

Income-based Jobseeker’s Allowance, the unemployment benefit paid by the government to people who are unemployed and seeking work.

Income-related Employment and Support Allowance (ESA) - for the ill or disabled, ESA offers financial support if you’re unable to work or personalised help so that you can work if you’re able to.

Income Support - for people with no income or a low income who are working less than 16 hours a week and haven’t signed on as unemployed.

Child Tax Credit - can be claimed for each child you’re responsible for if they’re under 16 or under 20 and in approved education or training.

Working Tax Credits - you could qualify if you’re aged 16 or over, work a certain number of hours a week, you get paid for the work you do (or expect to) but your income is below a certain level.

Housing Benefit - to help you pay your rent if you’re on a low income.

Read: What is Universal Credit?

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Universal Credit switchover to miss 2017 deadline

The switchover to the Government's flagship Universal Credit system will not be fully completed by the 2017 deadline, the Department of Work and Pensions has said.