Charity credit cards are among the worst money-wasters on the market, consumer group Which? has said.
The watchdog has released a list of 10 financial products that offer "poor value for money, cost more than they save, or turn out to be useless when you come to claim."
Extended warranties, fraud protection plans and over-50s insurance plans also featured in the 'money-wasters' list.
More top news
The 38-year-old man is said to be in a serious condition after the fall and the girl is said to be stable.
The man who called by as Stefano Brizzi was allegedly strangling PC Gordon Semple said he thought someone was "throwing up on the carpet".
Michael Danaher, 50, killed book dealer Adrian Greenwood at his home over a £50,000 first edition copy of Wind In The Willows.