Nearly one fifth of people said they had borrowed money to meet a mortgage repayment last year, according to research by the housing charity Shelter.
At least 19% of people quizzed admitted to borrowing in some way to keep their home, with 2% relying on a high-interest payday loan to cover costs.
Others had dipped into an unauthorised overdraft, borrowed on their credit card or asked family or friends for the funds, a survey of almost 3,700 people revealed.
Campbell Robb, chief executive of Shelter, urged those who are struggling with their rent or mortgage costs to seek help.
He said: "Our message today is don't keep your worries to yourself. Shelter's expert advisers can be the difference between keeping your home and losing it."
More top news
A Government review in the new year will look at bike safety and consider making the wearing of helmets mandatory.
The estate agent renting out the property claims there's been lots of interest.
The Blade Runner will now serve 13 years and five months for shooting his girlfriend Reeva Steenkamp in 2013.