Economics Editor Richard Edgar is in Edinburgh and listened to the Bank of England governor's speech on how a newly-independent Scotland could retain sterling:
Treasury's blunt response to Carney's speech: "A currency union is highly unlikely to be agreed. The Scottish Government needs a Plan B.”
More top news
Banking giant Barclays has posted a 10% rise in annual pre-tax profits to £3.54 billion, up from £3.23 billion in 2016
Mobile phone users in the UK receive more than 33,000 messages and alerts a year, new research shows.
Theresa May is set to host crunch Brexit talks at Chequers as she bids to unite her Cabinet over Britain's plans for exiting the EU.