Insurance companies have warned that it will take some months before flood and weather damage could be properly assessed and repaired.
Representatives from leading firms held a "constructive" meeting with ministers earlier today, the Association of British Insurers (ABI) said.
After the meeting with floods minister Dan Rogerson and the Cabinet Office's Oliver Letwin, ABI director general Otto Thoresen said: "There is some very clear evidence of a strong response, initial response from the industry.
"We have been paying out millions in emergency amounts to people to get them over the immediate problems they face in terms of alternative accommodation and the like. Now we have to go on and deal with things effectively and well."
Mr Thoresen said the industry would continue to hold regular meetings with ministers "as the process of response is delivered through the rest of this year".