Pensioners could be given an estimate of when they might die to help them manage their finances, according to ministers.
As part of Government guidance intended to help pensioners plan how much to spend and save, pensions minister Steve Webb said insurance companies could look at factors such as smoking, eating habits and socio-economic background when determining approximate life expectancy.
The guidance, which could be rolled out in April next year, may form part of a major shake-up of the pensions system.
The reforms also include measures to allow the withdrawal of money directly from a pension savings pot, without leaving them tied up in annuities.
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