The founder of the new banking watchdog has defended it against claims of being ineffective due to its lack of enforcement powers.
Sir Richard Lambert told ITV News the Banking Standards Review Council (BSRC) is "not a regulatory body" but will work alongside the "significant new legislation" that is cracking down on banking misconduct.
Sir Richard, the BSRC's interim chairman, said the body will work with banks to "track and report" their commitments to "good practice".
More top news
A six-year-old boy was shot in the stomach by his brother, aged five, in the third child shooting in just four days in Texas.
Social media users have been sharing their amended versions of the incredible pictures.
Showers will make their way from west to east this afternoon, moving quickly and not lasting too long.