The Banking Standards Review was set up "to encourage good behaviour" in the industry, the author of the report told Good Morning Britain.
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Southern areas windy and very mild.
Nobel-prize-winning schoolgirl Malala Yousafzai has said she is a proud Brummie, as a new portrait of her was unveiled in her adopted home.
The Filipino girl group lost out to Lauren Murray in the sing off after receiving the lowest number of votes.