The government's "restrictive" Help to Buy mortgage scheme should offer a wider variety of mortgages to make it more attractive to those eligible, a mortgage broker has told ITV News.
Jonathan Harris of Anderson Harris said: "The products on offer tend to be very short-term fixes and with the rates people are obviously paying a preview for the higher loan-to-values.
"It would be good to see a more competitive product range and more innovation from the lenders," he added.
More top news
Some hand-written notes in an ancient manuscript turned out to be the oldest piece of music for more than one voice ever discovered.
Wet weather is expected across most of the UK later as rain sweeps in from the west overnight.
Spoiler alert: This year's Apprentice finalists have been chosen after escaping Lord Sugar's contestant cull.