The government's "restrictive" Help to Buy mortgage scheme should offer a wider variety of mortgages to make it more attractive to those eligible, a mortgage broker has told ITV News.
Jonathan Harris of Anderson Harris said: "The products on offer tend to be very short-term fixes and with the rates people are obviously paying a preview for the higher loan-to-values.
"It would be good to see a more competitive product range and more innovation from the lenders," he added.
More top news
A woman who attempted to get her idol's full pout was left with hugely swollen lips when her plan went horribly wrong.
All would-be MPs should be forced to tell voters what paid jobs they have and whether they would keep them if elected, Lord Bew has said.
A Para who won the Victoria Cross gave up his military history studies just weeks into the course as he wanted to be a part of it instead.