It has "never" been harder to get away with committing insurance fraud, according to an industry watchdog, who warned penalties were now "severe".
Aidan Kerr, the ABI's assistant director, head of fraud, said:
The message is clear: never has it been harder to get away with committing insurance fraud; never have the penalties - ranging from a custodial sentence and a criminal record to difficulties in obtaining financial products in the future - been so severe.
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"I definitely get less money than a male in my situation would," she said. "Definitely."