For a lot of people borrowing from a payday lender "is not a good idea" and they can find themselves getting further into debt, a finance chief told Good Morning Britain.
Financial Conduct Authority (FCA) chief executive, Martin Wheatley, admitted the interest cap on payday loans would "restrict the availability of loans to some people" but it would keep customers away from toxic debt.
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As the number of people sleeping rough in England increases significantly, a new bill aimed at cutting homeless has passed a second reading.
With the Calais "Jungle" camp having been "cleared" by French authorities, many migrant teenagers are now heading to Paris.
A quiet and calm end to month and staying frost free tonight.