Although almost half of homeowners say they are cutting back spending ahead of a possible interest rate rise, over a third of Britons say a rise would not affect them.
The number who say a change in rates would have "no impact" on their personal finances has grown steadily over the last year, from 27% at the end of 2013 to 36% in the latest ComRes poll for ITV News.
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Average earnings by 2021 also look set to be nearly £1,400 lower than forecast in March 2016, the Institute for Fiscal Studies has warned.