Welsh workers are in danger of losing out on millions of pounds of pension contributions from their employers because they can't afford to match the payments, leading pension experts warn.
It comes on the day that a new government scheme started to automatically enrol workers into company pensions unless they opt out.
The average contribution would be £2.37 a week for somebody earning £20,000.
Employers would then add £3 a week.
With tax relief that would mean a total of over £300 a year being paid into a pension.
The minimum totals would rise over the next six years as the scheme is phased in. But there are fears that many Welsh workers will opt out of even the smallest payments.
Our Business Correspondent Carole Green has been to a food firm on Deeside to hear from workers and their bosses