A new mum has had her first baby at the age of 50 - thanks to some compensation cash.
Baker Alison John was able to pay for IVF treatment thanks to more than £2,000 payment over a bank blunder.
Proud Alison and Phillip - who have just celebrated their silver wedding anniversary - were delighted at healthy baby Megan weighing 5lb 8oz.
Alison said: "We've had some people assume she's our granddaughter and when we tell them the truth they look stunned.
"She was so tiny we thought she would snap, but she's a happy healthy baby. Everywhere we go the baby comes with us. We're so happy."
Alison, of Ammanford in Carmarthenshire, had tried in her 30's to have a child.
She said: "We talked about a having family when and if it happened – but it never did, and by the time I was 40 we became curious as to why not.
"Tests came back fine, so we looked into IVF."
The cost of private treatment stopped the couple until Alison had an unexpected PPI payout.
Civil servant husband Phillip, 58, said: "We had a choice – spend it on a couple of fantastic holidays or take a chance on IVF. We went for the IVF."
She started IVF treatment - and became pregnant on her third round of treatment but lost that baby at eight weeks.
Alison said she made the mistake of telling everyone she was pregnant on her third IVF treatment.
She said: "By week eight I had lost the baby. So when I was having Megan I didn't tell a soul until the 20-week scan.
"I worked a 50-hour week right up until 10 days before the birth."
Megan arrived by Caesarean section at Glangwili Hospital in Carmarthen, on June 29th - three weeks before her 51st birthday.
Because the couple have the chance of another IVF cycle, they haven't ruled out giving Megan a brother or sister in the near future.
According to the Office of National Statistics, more women are embarking on motherhood later in life with pregnancies over the age of 40 on the rise.
Watch Alexandra Hartley's report here: