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  1. Susan Ridd

Catch up: The Welsh Millionaires' Club, Programme 3

Catch up with Les Scadding - Wales' biggest lottery winner - five years after his win, as he talks horsepower at a stud farm where his racehorse is currently stabled.

Les also travels up the M4 to meet Camelot call centre staff, including Anita, who took his winning call. And we hear what exactly happens after you've won - and most importantly - how do you get your cash?

We also meet West Wales farmer Mez Davies, who bought a smallholding with his £2.4m win and now has a 24-strong welsh cob stud.

Cardiff is one of Britain's top ten 'bargain breaks'

Cardiff Bay: one of the city's attractions. Credit: Edward Smith/EMPICS Entertainment

The Welsh capital is the third best British city when it come to a value-for-money short break, according to a TripAdvisor survey.

It compared the cost of two people having a one-night stay in a four-star hotel in the month of August, with the overall cost figure including a pre-meal cocktail, a meal out and a short taxi ride.

  • 1. Sheffield: £154
  • 2. Birmingham: £166
  • 3. Cardiff: £173
  • 4 Newcastle upon Tyne: £176
  • 5. Bristol: £180
  • 6. Leeds: £184
  • 7. Liverpool: £190
  • 8. Nottingham: £199
  • 9. Manchester: £200
  • 10. Belfast: £204

Tripadvisor says the most expensive out of 20 cities compared was Edinburgh at £331. London was 18th in the list at £267

CMI: Lower levels of pay for women 'can't be justified'

Figures out today show female managers in Wales are earning almost £4,000 less than their male counterparts.

The Chartered Management Institute also says more needs to be done to 'tackle gender bias' in pay policies.

Lower levels of pay for women managers cannot be justified, yet our extensive data shows the pay gap remains for too many women in Wales.

Women and men should be paid on the basis of their performance in their particular roles, but this is clearly not yet the case for far too many.

We have to stamp out cultures that excuse this as the result of time out for motherhood and tackle gender bias in pay policies that put too much emphasis on time served.

– Ann Francke, Chief Executive, CMI

Latest gender pay gap revealed for Welsh workers

The widest pay gap was recorded between men and women aged 45-60 Credit: PA

Figures out today show female managers in Wales are earning almost £4,000 less than their male counterparts.

The Chartered Management Institute also says mens' average bonuses tends to be bigger too. Campaigners are asking for businesses to do more to bridge the gap.


Children becoming 'unwitting victims' of debt

The Children's Society and StepChange Debt Charity are calling for:

  • The development of a 'breathing space' scheme to give struggling families an extended period of protection from additional charges.
  • A review as to whether protection for children against harm caused by debt collection - including evictions, bailiffs and court action - is working.
  • Provision of earlier and wider access to debt support and advice to help families avoid the downward spiral of debt.
  • The imposition of tighter restrictions on advertising loans to children.

Families in Wales are increasingly relying on debt as a way to make ends meet, but we're in danger our ignoring the impact this is having on children now and in the future. We cannot allow children to pay the price of debt.

With little savings to fall back on, it can take just one unexpected setback - like illness or being made redundant - to tip a family over the edge and into a debt trap that can feel impossible to escape from.

– Matthew Reed, The Children's Society

The charities say children's lives are affected by debt in a number of ways, including:

  • Bullying - children in families with problem debt are more than twice likely to be bullied because they don't have the same things as their peers.
  • Worry - more than half of children in families with problem debt say they worry about their family's money situation.
  • Going without - nine of out ten families struggling with bills say they have to cut back on essentials like food, clothing or heating in order to keep up repayments.

As parents become trapped in a toxic cycle of debt, children can become the unwitting victims. This is not acceptable in a society that aspires to justice and fairness.

We need concerted action to ensure financially vulnerable families are given 'breathing space' to help them get back on their feet and protect both children and families from the most harmful effects of debt.

– Mike O'Connor, StepChange Debt Charity

Thousands of children in Wales growing up with debt

Credit: Dominic Lipinski/PA Wire

Almost 150,000 children in Wales are living in families struggling with debt, according to a study published today.

Research from The Children's Society and StepChange Debt found that 86,009 Welsh families are failing to keep up with household bills and loan repayments.

The charities say that each struggling family is around £2,058 behind on payments and, across Wales, families owe around £177million in bills and loans.

The study found that a third of families have had to borrow money to pay for essentials for their children in the past year, which can often lead to families falling into what's known as the 'debt trap' or 'debt cycle'.

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