Almost 150,000 children in Wales are living in families struggling with debt, according to a study published today.
Research from The Children's Society and StepChange Debt found that 86,009 Welsh families are failing to keep up with household bills and loan repayments.
The charities say that each struggling family is around £2,058 behind on payments and, across Wales, families owe around £177million in bills and loans.
The study found that a third of families have had to borrow money to pay for essentials for their children in the past year, which can often lead to families falling into what's known as the 'debt trap' or 'debt cycle'.
In the 2nd of a 4 part series , Wales' biggest lottery winner meets other lucky millionaires whose lives have changed in an instant.
Welfare reform is having an impact on many families in Wales, according to a new report.
The study, published by the charity Children in Wales, highlights the need for better services in rural areas in particular.
It also highlights a number of common concerns that families have raised, including an increasing reliance on foodbanks, and worries about changes to the benefits system.
Sean O'Neill is the Policy Director for Children in Wales, and he says these worries will have a negative impact on children.
Nearly three quarters of homeowners in Wales fear rising energy prices, more than any other region in the UK, according to a recent survey by Kingfisher.
Over a third of homeowners surveyed also said that their second biggest fear was keeping the home, with the third biggest fear being general maintenance and upkeep.
Food, petrol and energy are all essentials for living - and now lots of people in Wales say they're struggling to pay for them.
According to Shelter Cymru and Citizens Advice Bureau thousands of families are finding it hard to cope.
Megan Boot has been speaking to one woman from Penarth who says it's only a matter of time before she has to choose between eating and heating.
Rising living costs are leaving thousands of Welsh families struggling to cope financially, with many cutting back on food and heating to try to make ends meet. That's according to new research published today by Citizens Advice Cymru and Shelter Cymru.
The figures reveal that 70% of Welsh adults are worried about the rising cost of living, and more than half struggle to keep up with bills and credit commitments.
Food, petrol and energy costs were particular concerns, with 48% of people admitting they were cutting back on gas and electricity.
The research also found thousands of households have no safety net, with 25% of those in employment saying they would not be able to pay their rent or mortgage at all if they lost their job.
In last year's survey this figure was 18% and it's been suggested the increase could be a result of people no longer being able to put money aside for emergencies.
New research shows thousands of Welsh families are struggling to cope financially, due to rising living costs.
Many say they're cutting back on food, energy and petrol to make ends meet.
The Director of Shelter Cymru John Puzey says Wales is a long way away from an economic recovery.
"Cutting back on food and heating in order to meet the rent or mortgage can only ever be a short-term measure. A severe winter or an increase in interest rates could be all it takes for families to hit crisis point and potentially lose their home."
"Besides the devastating impact that this has on the health and well-being of individuals concerned, especially children, dealing with the outcomes of homelessness has significant financial impacts on local services, which themselves are experiencing severe funding cuts."
The first in a new series of four programmes, celebrating the 20th anniversary of the National Lottery, takes a peek inside the exclusive gates of Wales' biggest lottery winner - Les Scadding.
We've taken a look at the top 10 biggest Lottery winners in Wales - not including those who chose to remain anonymous.
The Welsh Millionaires’ Club begins on ITV Cymru Wales on Monday at 8pm.
The National Lottery celebrates its 20-year anniversary this year.
Wales’ biggest-ever winner is former lorry driver Les Scadding, from Newport, who scooped a £45.5m EuroMillions win five years ago.
Now the fortunes of some of our biggest Lottery winners will be followed in a new four-part TV series on ITV Cymru Wales.
'The Welsh Millionaires’ Club' begins next Monday at 8pm.