As 2013 gets going, will the New Year bring fresh hope for a change of fortune in our economy? What does the future hold? Our business correspondent Carole Green has been finding how new starters like Sarah Edwards and long-established firms like Admiral see the year ahead.
Welsh insurance company Admiral is marking its 20th anniversary. It launched on 2 January 1993 from its headquarters in Cardiff.
Chief Operating Officer David Stevens is one of 16 members of staff who have been there since the start. He told our Business Correspondent Carole Green that he wants to see the company go on to become 'a success story that's recognised across the globe.'