As many families across Wales continue to count the cost of Christmas, a new website is hoping to help those struggling to make ends meet.
'Money Made Clear' offers impartial advice on savings, loans and debt to help prevent thousands of people sliding further into poverty.
The site includes a 'loan comparison' tool to show exactly how much a typical short-term borrower would pay back, including interest, over one month. In one example, someone who borrowed £500 could end up paying back over £680.
The site was launched by the Wales Co-operative Centre and is funded by the Welsh Government. Rob Shelley logged on to find out more...
A new website will be launched today to try and encourage people In Wales to manage their money better. It is also hoped it will help the poorest avoid loan sharks and provide alternatives to pay-day loan companies.
Called money-made-clear-wales.org, it aims to increase the awareness and use of affordable credit unions and debt advice. It has been funded by the Welsh Government.