New rules will see workers automatically enrolled into a workplace pension.
A UK wide reform is currently under way, with many workers facing changes to their pension from today.
"The winners are workers, although they may not feel it at the time because they're going to see an additional deduction coming from their wages" says Siobhan Mail.
"In the bigger scheme of things I'm sure that when they retire they'll be grateful for being part of a company scheme, especially for those people who haven't got any provision for the moment."
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Well a fabulous day today has ended on a spectacularly soggy note for some! Heavy rain, hail and thunder will work northwards overnight!
The Talyllyn runs from Tywyn, near Aberdovey, for more than seven miles to two villages in the south Gwynedd countryside.
Homes in parts of Tonypandy and Llwynypia are without water this evening due to a burst water main at Cilfynydd.