Campaigners are calling for rail safety lessons to be added to the National Curriculum for schools in Wales to stop near misses like this.
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A yellow 'be aware' weather warning has been issued for rain as more wet weather pushes in overnight and into tomorrow.
An eyewitness reported seeing blood on the pavement following the incident outside Barclays Bank in Llandudno this morning.
The Swansea mum, who is in her mid-thirties and is too frightened to be identified, has warned how she was caught off-guard by a caller.