Julia's story is so common that the charity Mind has set up a credit union in its office in Ystradgynlais to help people who get into serious debt because of their mental health problems.
Julia Chaffe from Ystradgynlais found herself in more than £6000 of debt after going on huge spending sprees while on highs caused by her bipolar disorder.
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There will be long clear spells tonight, which will lead to a cold night for all.
Wales midfielder Joe Ledley has angrily denied accusations that he laughed at Seamus Coleman's horror injury in Dublin.
A dry, sunny and warm afternoon.