Julia's story is so common that the charity Mind has set up a credit union in its office in Ystradgynlais to help people who get into serious debt because of their mental health problems.
Julia Chaffe from Ystradgynlais found herself in more than £6000 of debt after going on huge spending sprees while on highs caused by her bipolar disorder.
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A milder feel than last night but there's wind and rain on the way, and ice will form in places too!
Public Health Wales has spoken to ITV Cymru Wales about how to safe and well during the winter months.
Paramedics are poised to deal with any emergency – but 35,000 feet in the air is the last place you'd expect to have to spring into action.