Julia's story is so common that the charity Mind has set up a credit union in its office in Ystradgynlais to help people who get into serious debt because of their mental health problems.
Julia Chaffe from Ystradgynlais found herself in more than £6000 of debt after going on huge spending sprees while on highs caused by her bipolar disorder.
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It's hoped more people will consider using their local service amid concerns over the future of the bus industry.
Dry across the country this evening with broken cloud and some late sunshine. Scattered showers expected tomorrow.
40,000 people are expected at the motorbike event in the capital this weekend.