Julia's story is so common that the charity Mind has set up a credit union in its office in Ystradgynlais to help people who get into serious debt because of their mental health problems.
Julia Chaffe from Ystradgynlais found herself in more than £6000 of debt after going on huge spending sprees while on highs caused by her bipolar disorder.
More top news
We look back at some of the stories, people and events that stood out in 2014.
Italian vodka, suspicious sediment and antifreeze sold as spirits are among the potential danger signs for shoppers stocking up on alcohol.
Any showers in the north will clear away quickly to leave a dry and bright day with plenty of sunny spells.