Julia's story is so common that the charity Mind has set up a credit union in its office in Ystradgynlais to help people who get into serious debt because of their mental health problems.
Julia Chaffe from Ystradgynlais found herself in more than £6000 of debt after going on huge spending sprees while on highs caused by her bipolar disorder.
More top news
A dry night with lengthy clear skies and coastal mist. It'll feel uncomfortably mild in places!
Police say a suspicious package which was placed in the Quadrant Shopping Centre causing it to be evacuated earlier turned out to be a hoax.
A shopper who was evacuated from the Quadrant Shopping Centre in Swansea has told ITV Wales News the experience was 'frightening'.