Julia's story is so common that the charity Mind has set up a credit union in its office in Ystradgynlais to help people who get into serious debt because of their mental health problems.
Julia Chaffe from Ystradgynlais found herself in more than £6000 of debt after going on huge spending sprees while on highs caused by her bipolar disorder.
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Another cloudy day today but we could see more in the way of brightness than yesterday.
A row has erupted in the Senedd after Cymdeithas yr Iaith refused to answer questions by UKIP in a committee hearing.
The Senedd's told how Chelsea Manning is recalled at her Welsh school. Simon Thomas AM also described her "severe" prison conditions.