Chris Ruane, MP for the Vale of Clwyd, says he's hugely concerned that people living in high flood-risk areas, including hundreds from St Asaph in his constituency, will be 'uninsurable' in future. He says he's already spoken to many people who there who had no insurance policy.
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More than half of adults in Wales have experienced harm or a negative experience because of someone else's drinking, a new report has found.
A major review will be published later this morning into student finance and higher education in Wales.
Dull and damp for much of Wales as we start the day, with drier and brighter weather on the way this afternoon.