According to the Citizens Advice Bureau, more people than ever before have taken out payday loans over this festive season than ever before.
Anyone struggling to pay off their Christmas spending can get free advice on how to deal with their debt from the Citizens Advice Bureau.
Other groups offering help include debt charity Stepchange which has a free helpline 0800 138 1111 and a 24-hour anonymous online counselling service, and National Debtline which offers free, confidential advice on 0808 808 4000.
More top news
Skies will cloud over with outbreaks of rain and drizzle.
An article in The Sunday Times found Isis used a network of companies operating out of an office in Cardiff to finance terror plots.
Crowds came to hear him speak this afternoon in Bangor - a seat where fewer than 100 votes could make the difference at the next election.