According to the Citizens Advice Bureau, more people than ever before have taken out payday loans over this festive season than ever before.
Anyone struggling to pay off their Christmas spending can get free advice on how to deal with their debt from the Citizens Advice Bureau.
Other groups offering help include debt charity Stepchange which has a free helpline 0800 138 1111 and a 24-hour anonymous online counselling service, and National Debtline which offers free, confidential advice on 0808 808 4000.
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A dry night with lengthy clear skies and coastal mist. It'll feel uncomfortably mild in places!
Police say a suspicious package which was placed in the Quadrant Shopping Centre causing it to be evacuated earlier turned out to be a hoax.
A shopper who was evacuated from the Quadrant Shopping Centre in Swansea has told ITV Wales News the experience was 'frightening'.