According to the Citizens Advice Bureau, more people than ever before have taken out payday loans over this festive season than ever before.
Anyone struggling to pay off their Christmas spending can get free advice on how to deal with their debt from the Citizens Advice Bureau.
Other groups offering help include debt charity Stepchange which has a free helpline 0800 138 1111 and a 24-hour anonymous online counselling service, and National Debtline which offers free, confidential advice on 0808 808 4000.
More top news
Sport Wales and Betsi Cadwaladr University Health Board have joined up to raise awareness of sports opportunities.
It will be cloudy at first tonight but some clear spells will develop. This will allow a widespread frost to form.
The men were assaulted with what police believe to be a knife.