According to the Citizens Advice Bureau, more people than ever before have taken out payday loans over this festive season than ever before.
Anyone struggling to pay off their Christmas spending can get free advice on how to deal with their debt from the Citizens Advice Bureau.
Other groups offering help include debt charity Stepchange which has a free helpline 0800 138 1111 and a 24-hour anonymous online counselling service, and National Debtline which offers free, confidential advice on 0808 808 4000.
More top news
A new campaign, called 'Don't be a Bystander', aims to show how important a positive intervention can be for someone experiencing abuse.
The RSPCA made 148 convictions for animal cruelty in 2017.
In a recent survey of over 100,000 UK residents, a survey also found half are approached by unwanted marketers at least once a fortnight.