According to the Citizens Advice Bureau, more people than ever before have taken out payday loans over this festive season than ever before.
Anyone struggling to pay off their Christmas spending can get free advice on how to deal with their debt from the Citizens Advice Bureau.
Other groups offering help include debt charity Stepchange which has a free helpline 0800 138 1111 and a 24-hour anonymous online counselling service, and National Debtline which offers free, confidential advice on 0808 808 4000.
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There is likely to be a good deal of cloud around today, thickest in the southeast, where outbreaks of rain are possible at times.
A dry night with clear spells for most, especially towards the north where it will become rather chilly with some mist patches possible.
Wales head coach Warren Gatland says some players suffered a few bumps and bruises during their clash against Ireland.