According to the Citizens Advice Bureau, more people than ever before have taken out payday loans over this festive season than ever before.
Anyone struggling to pay off their Christmas spending can get free advice on how to deal with their debt from the Citizens Advice Bureau.
Other groups offering help include debt charity Stepchange which has a free helpline 0800 138 1111 and a 24-hour anonymous online counselling service, and National Debtline which offers free, confidential advice on 0808 808 4000.
More top news
Wales have qualified for the Euro 2016 quarter finals after beating Northern Ireland 1-0 in Paris.
A rally has been held in Cardiff following the EU referendum to show support to migrant communities.
It's 0-0 at half time in Paris as Wales face Northern Ireland in the last 16 of Euro 2016.